Green

touching the monkey's bum

I'm sure local insurance companies are practically dancing on their solid mahogany tables at this news. The real punishment for speeding isn't what the law doles out, it's what appears when you next go to renew your motor insurance - a massive premium hike. Northern Ireland motor insurance is shockingly expensive, lack of competition and the percieved risk from the troubles are often cited as reasons. The worst part is the feeling that you do absolutely nothing about it, you can run a defence against the law, but not against the insurers - if they hike the premium you either accept it or go elsewhere, yet magically when you go elsewhere they've increased premiums too. Gah. What's a boy to do?

«6 CommentsJune 20, MMIII»

Reader Comments

SkidLidSid said on Fri 20 Jun at 15:33:

The best solution is to take up two wheels, small number plate, dark visor and handy pop-up middle finger.

Note to The Kids: Your stoopid wee scooters don’t count. Get a real bike.

Stephen said on Fri 20 Jun at 15:48:

Well, I’m already on 2 wheels as I now cycle everywhere. But I have been looking into the petrol powered versions - the bike sequences in The Matrix got me thinking you see, was it a Ducati 996 she rode off the building? Or was that the freeway bike?

It’s that or the tweaked L200 I’ve been dreaming about. Try filtering past me in that.

SkidLidSid said on Fri 20 Jun at 16:41:

I can filter by anything, me. And at ludicrously high speeds, too.

Get yer dad to teach you to ride. Else I will on my bike. Did I ever mention how much I love biking? It is great. 130 on a ‘Busa was the best thrill of my life. Of course, it scared me to death and I had to sit down for a bit. Story can be told upon request.

I need a bigger bike. 64 bhp just doesn’t cut it with me anymore. I need triple figures.

Stephen said on Fri 20 Jun at 17:04:

I still think flying Dukes of Hazzard style through the night air on 4 wheels is the greater thrill (whilst seeing how fast I could drive down 2 miles of concrete farm lane). However in this case it was probably the more expensive as the car was a write off as a result. Us nutter country boys, I dunno…

Emily said on Fri 20 Jun at 18:22:

Speeding is fun. To bad a bunch of bureaucrats won’t let us have it, citing silly reasons like “safety” and “protection of human life”. Fascists.

Conor said on Fri 27 Jun at 16:04:

Insurance in NI is only expensive in comparison to the rest of the UK. Try getting insurance in the Republic. My Dad got a renewal last week up from 700 to 1000 euro. He is 62, with 40 years no claims, driving a 10 year old Merc. A mate of mine is 30, on a provisional, drives a 12 year old Honda Civic (which cost him 750 euro) and his 3rd party insurance is 4000 euro!

Most insurance companies will simply not provide quotes for drivers under 25 (or quote a specious 5 figure annual premia). They’ve introduced a penalty points system this year, but it has not had a huge effect.

Car Insurance cost is just another example of the many costs that reveal the truth behind the fallacy that the standard of living in the South is now very high.


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